INDUSTRY RADAR | 工商動態 High Returns, Low Risk? Stay alert and guard against investment scams 「高回報、低風險」？ 時刻保持警覺 慎防投資騙局 In recent years, scams have been a major concern in Hong Kong society, with online scams being the fastest-growing type of scams. Scammers take advantage of human nature’s weakness of greed and trick victims into making investments without thorough understanding, causing investors to suffer huge financial losses. According to statistics from the Police, there were a total of 3,523 online investment scams in the first three quarters of 2023, more than 1.5 times the number in the same period of 2022. These scams accounted for about 12% of all scams and involved losses exceeding HK$ 2.1 billion. 近年來，騙案一直是香港社會關注的焦點，而網上騙案，尤其是投資騙案，是 近年增長最迅速的一類騙案。騙徒利用人性貪心的弱點，誘騙受害人於未 經深入了解的情況下便作出投資，令投資者蒙受巨額的金錢損失。 根據警務處的統計數據，在2023年第一至三季，共錄得3,523宗網上投資騙 案，比2022年同期上升超過1.5倍，佔整體騙案約12%，損失超過21億港元。 這些騙案涉及各種投資領域，包括股票、外匯、 加密貨幣等，而騙徒的手法亦不斷演變，會透過 不同的平台和渠道，包括電郵、虛假網站、虛假 連結、社交媒體、通訊軟件等來接觸市民，並利 用心理技巧來獲取投資者的信任騙取金錢，令 無數投資者蒙受龐大損失。 雖然騙徒手法層出不窮，但其實過程都是千篇一 律。首先，騙徒會冒充成功的投資者或專業金融 從業人員，通過分享虛假的投資建議、交易信號 等方式來吸引投資者，實際上騙徒早在低位大量 入貨，當受害人買入股票推高股價後，騙徒隨即 沽貨離場。 另一方面，部份騙徒會創建一些看似專業和可靠 的投資平台，聲稱能夠提供「高回報、低風險」 的投資項目去吸引投資者投資。而在這些虛假 交易平台中，騙徒通常會使用偽造的交易記錄 和客戶評論來誘騙投資者，令投資者相信該平 台是一個正當而有規模的交易平台，但事實上 這些投資並不存在。有時候，騙徒在交易的初期 會發放小額回報騙取受害人的信任，再誘使受 害人加大投資金額。其後，當受害人想套現獲利 時，「假客戶服務員」會以不同藉口推搪，例如 聲稱受害人的投資戶口被凍結、投資涉及違規 操作需繳交罰款，或者需要充值到某金額才可 套現等，誘騙受害人再投放資金。但最終受害人 未能取回投資資金，蒙受巨額損失。 These scams cover a wide range of investment areas, including stocks, foreign exchange, cryptocurrencies, etc. The scammers use various defrauding tricks such as fraudulent emails, fraudulent websites, fraudulent links, social media platforms, instant messaging apps, etc. They also employ psychological techniques to gain investors’ trust and deceive them out of their funds, leading to unnecessary losses for countless investors. Although scammers use different platforms to attract investors, the approach is basically the same. First, the scammers impersonate successful investors or professional financial practitioners on social media. They attract investors by sharing misleading investment advice, trading signals, and other means. In fact, the scammers have already purchased a large number of stocks at low prices. When the victims buy the stocks and ramp up the share price, the scammers will then dump all of their shares. On the other hand, some scammers create seemingly professional and reliable investment platforms claiming to offer “high returns, low risk” investment projects to attract investors. On these fraudulent trading platforms, they use forged trading records and customer reviews to deceive investors into believing that the platforms are legal and of large scale. Actually, there are no such investment records. Sometimes, scammers will issue small returns early in the transaction to deceive the victim’s trust and induce the victim to increase the amount invested. When victims try to withdraw their profits, the “fake customer service” will delay the payments with various excuses eg, accounts are frozen, fines are required due to violation of trading regulations, or a top-up is required for withdrawal, so as to lure the victims to invest more. Ultimately, the victims suffer significant losses. 投資詐騙 訊息 Whatsapp 34 | 11/2023-01/2024
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